Retirement Income

How many think they do not need income when they retire?

The average Singaporean cannot really depend on children or have enough savings to last 20 odd years...And did you say you will spend less?  You have no choice but you will have to spend much less as inflation takes a good bite into your savings every year.  If you had enough living on $3000/- ten years ago, the same amount cannot support the same lifestyle today.

If you need $2000/- p month, that translates to $24k p year or $480K in minimum savings.
Do you have that?

This simple calculation assumes you and your spouse have no health care needs, or major household repairs or take into account inflation.  No movies or elaborate birthday and other celebrations

So you venture into investments of sorts...Forex for instance...
Can you afford to take high risks at an age when you are basically unemployed?

The successful gurus taking you for a good spin of your money, teaching you to be the next millionaire I suspect are making more by conducting the courses for a tidy sum.

Teach the young to save before it is too late.  If it is too late already...

Growing OLD

Age is in the mind...The only trouble is that your body does not know that.

Last night I met a 60 year old lady with a skin complexion better than mine.  I asked her for the secret and she said its special pu'er tea and regular spa.  Stay away from facials ...no matter how, it stretches your skin.

Willing to try?  Her spa budget is $10,000 a year!

Look at Uncle Dicko..his regime is different.  Click the next line.
He sings your heart away

How to attract eyeballs in Russia.

So in order to blog daily, one must have something to write about daily...and I am thinking of Singaporeans who think they live in Russia.  This is a standard joke if you don't already know.   They say Singaporeans like to sing (the first part of the country name in case you can't get it) but I think they should be called Russians ...because they like to rush!

The kiasu mentality is not something I am proud of as a Singaporean...graceful living?  Visit Mr Brown for more information...don't know why they say its a parody of Singapore life.  Not the truth eh?

Anyone care to add to my very short list of things to blog that will attract eyeballs?

latest news - gossip - for women who wants to be in the know
scrumptious food - cheap and good variety - for Singaporeans this is THE TOPIC
politics - for controversy - and obliteration

At last, I am paid to blog!

Not posted anything for some time now.  So recently when a young geek friend said you can make money blogging - we took a look at this blog again.  Was it brainy or zanny seniors? How do you even find it after so long?

By the time I got in, we were pleasantly surprised.

Google did give me money!!
It's called Adsense!

So fellow seniors, especially you - who have so much to say at the coffee shop, it pays to blog. Even my inactive blog received money, unbelievable.

Expect more to come from today. Google likes active blogs.

Actually I started another blog....."THE MENTALIST"

Please go to deeptrance.blogspot.com

Welcome to the reflections and ramblings of a ZANNY SINGAPORE BLOGGER.
Here you will find the senior mindset explored and expanded. I am also very much a 'brain' person and you'll find me writing about the brain often. I am a senior in Singapore and I write this for seniors in the land. My aim is to let seniors know blogging and aging is about the best thing since sliced bread.

Try it my senior friend.And when I am confident enough, I will start a guide to blogging for seniors.

If you find what you like come back often. Feel free to leave comments. Or email me if you think you do not want your comment to be published.

On the other hand, if you don' t like what you read, just X me out. It's the tiny button on the top right.

Told you I'm zanny.